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Beware of little expenses. A small leak will sink a great ship. – Benjamin Franklin How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case. – Robert G. Allen Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so…
A SECRET HAND-WRITTEN message goes out to each student. “20c for toasted sandwiches. 12.30pm – room 2A. Bring your own sandwich.” And before I knew it, I was in business. Toasting sandwiches on a fork, connected to a ruler, held up to the industrial school heater. Around 15 twelve-year-old girls became my regular clients. I…
I WAS SIDE-BY-SIDE with my Grandmother at the retirement village, looking into her dresser mirror. “Who do you see Gran?” I asked. “I see an old woman. I’m always shocked when I see her. Inside I’m still 18 years old, dancing and laughing with my fiancé, my whole life ahead of me.” You see, our…
With the news that CBA has just copped a $700 million fine for its role in a pervasive money laundering scheme I am curious as to why there is no custodial sentence for anyone involved. since the majority of other money laundering cases have involved someone going to prison. Whilst I am not one for…
Institutional Investor have just published their latest list of the top hedge fund earners from 2017. To make things easier I have converted the list into the table show below. The return column is the return for 2017 from the groups highest performing fund. I then decided to reorder the table based upon performance. I…
Has the world really come to a point where adults and children need to be taught how to play…. Kids need to play; defined as unstructured, fun and imaginary. Movement play is the stepping stone to an active childhood, which defines an adult’s activity level by age eight. Creating active children is a key to…
I have been reading snippets of the Productivity Commissions report into the state of superannuation in Australia and whilst my reading has so far been cursory nothing I have read so far sways me from my opinion that the best solution is to simply nationalise the entire thing and put everyone into an index based…
I disagree with myself.” This is what a third-grade boy said in front of his math class during a discussion about even and odd numbers. He believed six was both even and odd. When one classmate presented counterevidence, he considered her point. “I didn’t think of it that way,” he said. “Thank you for bringing that up.”…
If you have ever run a marathon, you know that the effort can cause elation, exhaustion, achy legs, blackened toenails and an overwhelming urge to eat. But it is unlikely to have made you vulnerable to colds or other illnesses afterward, according to a myth-busting new review of the latest science about immunity and endurance…
Small things have big consequences. Over time, those consequences compound. We are the accumulated momentum of all our choices. Some of those choices are binary. Go to the gym or not: that choice in that moment is going to change your day. Over time that choice will change your life. We tend to ignore the…
We often attribute financial problems to bad life decisions: Why didn’t that person stay in college? Why didn’t they pick a more lucrative career? Why did they have so many kids? But several recent studies suggest that having less money can actually affect thinking and memory for the worse. In the most recent of these…
Last night I had a contingent trade trigger me into a short position into Lumber. Everything looked wonderful for probably all of about 25 minutes. The good thing about trading is that such things happen – it reminds that nothing is certain and you are never as clever as you think you are.
Life is expensive. The cost of living seems to be increasing almost as swiftly as Sydney’s house prices, and it can be a struggle to keep your head above water financially, let alone prosper. But do you want to know the truth? Deep down, there’s usually a reason why you’re broke… and it’s often because you…
I tend to agree. Being shot out of the right vagina or playing hide the sausage with the right person should not decide your status. Nor should it imply a status that puts you above everyone else.
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